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Approval for credit and the amount for which you may be approved are subject to minimum income requirements and vary by state.

In some cases, we may not be able to verify your application information and may ask you to provide certain documents. Complete disclosures of APR, fees and payment terms are provided within your Agreement.

In fact, the majority of people who use payday loans end up renewing the loan so many times that they pay more in fees than the amount they originally borrowed.

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To obtain credit, you must apply online and have a valid source of income and email address.

If eligibility requirements are met and you make 24 successful, on-time monthly payments (48 bi-weekly payments), the APR for your next loan will be 50% off your original loan's APR (excluding customers with starting rates of less than 75%).

Additionally, if you continue to meet eligibility requirements and you make 36 successful, on-time monthly payments (72 bi-weekly payments), you will qualify for a 36% APR for your next loan.

Has one or more of your payday loan lenders threatened to take you to court?

Those scenarios may be signs that it is time for you to look for payday loan help.

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